As the bad economic news kept washing over us, I felt a vague sense of anxiety (OK, let's put some brakes on spending somehow), but it remained generalized until yesterday, when Ben came out of a "reorg" meeting at his job. Yup, he got laid off. My first reaction was: been there, done that, got the T-shirt -- his multimedia company dying in 2002, both of us looking to escape the South in 2005, his last job in 2007... So between those career -careening episodes, house buying/selling/renting/moving, having babies, etc., etc., we have the life-upheaval thing down pat. My second reaction was controlled panic: "OK, we'll have to sell the house, but please God let's be able to stay local so the kids' lives won't be wrecked, let's just have a quick yet intense look at ZipRealty to see what's on the market in town that's wicked cheap, shall we?" My third reaction was back to #1: we know the drill. Practicalities. Switch to health insurance f...